Rates
Find the latest rates for your
financial solutions
- Home
- Rates
Explore Rates
Checking
Accounts
Our personal checking and savings accounts offer great rates and benefits.
Check Rates
Savings
Accounts
Find the business checking savings account rates you are looking for below.
Check Rates
Certificates of Deposit
Look at the home equity and loan rates to see what works for you.
Check RatesExplore Rates
Our personal checking and savings accounts offer great rates and benefits.
Find the business checking savings account rates you are looking for below.
Explore higher returns with CD rates and earn more.
Look at the home equity and loan rates to see what works for you.
| Personal Checking Accounts* |
Interest Rate |
Annual Percentage Yield |
Minimum balance to open an Balance |
Daily Minimum Balance to Earn Interest |
Monthly Service Fees |
|---|---|---|---|---|---|
| Basic Checking (NJ Consumer Checking) | N/A | N/A | $50 | N/A | N/A |
| 50 First Checking | 0.23% | 0.23% | $50 | $1 | N/A |
| e-Checking | 0.25% | 0.25% | $500 | $500 | $15 if below $500 |
| Relationship Checking | N/A | N/A | $1000 | N/A | $25 if below $1000 |
| Community Checking | N/A | N/A | $25 | N/A | None with monthly direct deposit / $5 per month with no direct deposit |
| Commercial Checking Accounts* |
Interest Rate |
Annual Percentage Yield |
Minimum balance to open |
Monthly Service Fees |
|---|---|---|---|---|
| Non-Profit Checking | 0.23% | 0.23% | N/A | N/A |
| Business First Checking | N/A | N/A | $1,000 | $10.00 if below $1,000 |
| Commercial Analysis Checking | N/A | N/A | N/A | $30.00 |
*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield. Fees may apply if transaction volumes exceed maximums. Member FDIC
| Savings Accounts* | Interest Rate |
Annual Percentage Yield |
Minimum balance to open account |
Daily minimum balance to earn interest |
Monthly Service Fees |
|---|---|---|---|---|---|
| Personal Statement Savings | 0.23% | 0.23% | $100 | N/A | $7.00 if below $100 |
| Business Savings | 0.23% | 0.23% | $1,000 | $1,000 | $15.00 if below $1,000 |
*Fees may reduce earnings. Interest rates may change after the account is opened. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield. Member FDIC
| Personal Money Market* |
Interest Rate |
Annual Percentage Yield |
Daily Minimum balance to earn interest |
|---|---|---|---|
| $.00 to $1,000.99 | N/A | N/A | N/A |
| $1,001.00 to $10,000.99 | 0.25% | 0.25% | $ 1,001 |
| $10,001.00 to $50,000.99 | 0.50% | 0.50% | $ 10,001 |
| $50,001.00 to $150,000.99 | 1.00% | 1.00% | $ 50,001 |
| $150,001.00 and above | 1.73% | 1.75% | $ 150,001 |
*Minimum $1,000 to open a Personal Money Market account. Service fee of $15 per month if balance falls below $1,000.
| Relationship Money Market* |
Interest Rate |
Annual Percentage Yield |
Daily Minimum balance to earn interest |
|---|---|---|---|
| $.00 to $1,000.99 | N/A | N/A | N/A |
| $1,001.00 to $10,000.99 | 0.50% | 0.50% | $ 1,001 |
| $10,001.00 to $50,000.99 | 1.00% | 1.00% | $ 10,001 |
| $50,001.00 to $150,000.99 | 1.98% | 2.00% | $ 50,001 |
| $150,001.00 and above | 2.71% | 2.75% | $ 150,001 |
*Minimum $1,000 to open a Relationship Money Market account. A service fee of $15 per month if the balance falls below $1,000.
| Business Money Market* |
Interest Rate |
Annual Percentage Yield |
Daily Minimum balance to earn interest |
Monthly Service Fees |
|---|---|---|---|---|
| $.00 to $2,500.99 | N/A | N/A | N/A | $15.00 |
| $2,501.00 to $25,000.99 | 0.50% | 0.50% | $ 2,501 | N/A |
| $25,001.00 to $100,000.99 | 1.00% | 1.00% | $ 25,001 | N/A |
| $100,001.00 to $500,000.99 | 1.98% | 2.00% | $ 100,001 | >N/A |
| $500,001.00 and above | 2.71% | 2.75% | $ 500,001 | N/A |
*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield. Member FDIC
| Certificates of Deposit (Regular & IRA)* | Interest Rate |
Annual Percentage Yield |
Minimum balance to open account |
Monthly Service Fees |
|---|---|---|---|---|
| 3 Month | 3.44% | 3.50% | $500 | N/A |
| 6 Month | 3.44% | 3.50% | $500 | N/A |
| 9 Month | 3.44% | 3.50% | $500 | N/A |
| 12 Month | 3.44% | 3.50% | $500 | N/A |
| 14 Month | 0.30% | 0.30% | $500 | N/A |
| 15 Month | 0.30% | 0.30% | $500 | N/A |
| 18 Month | 2.96% | 3.00% | $500 | N/A |
| 20 Month | 0.30% | 0.30% | $500 | N/A |
| 21 Month | 0.30% | 0.30% | $500 | N/A |
| 24 Month | 2.96% | 3.00% | $500 | N/A |
| 30 Month | 0.35% | 0.35% | $500 | N/A |
| 36 Month | 2.96% | 3.00% | $500 | N/A |
| 48 Month | 2.47% | 2.50% | $500 | N/A |
| 60 Month | 2.47% | 2.50% | $500 | N/A |
*Minimum deposit and balance of $500 required to obtain current Annual Percentage Yield (APY). Withdrawal of interest may reduce APY. Fees may reduce earnings. Early withdrawal penalty may be imposed. At maturity, the CD will automatically renew to the corresponding CD product at the current rate in effect at that time. Member FDIC.
Basic Checking (NJ Consumer Checking)
Swipe to Explore Products
Interest Rate:
N/A
Annual Percentage Yield:
N/A
Minimum balanceto openan Balance:
$50
Daily Minimum Balance to Earn Interest:
N/A
Monthly Service Fees:
N/A
Swipe to Explore Products
Interest Rate:
0.23%
Annual Percentage Yield:
0.23%
Minimum balanceto openan Balance:
$50
Daily Minimum Balance to Earn Interest:
$1
Monthly Service Fees:
N/A
Swipe to Explore Products
Interest Rate:
0.25%
Annual Percentage Yield:
0.25%
Minimum balanceto openan Balance:
$500
Daily Minimum Balance to Earn Interest:
$500
Monthly Service Fees:
$15
if below $500
Swipe to Explore Products
Interest Rate:
N/A
Annual Percentage Yield:
N/A
Minimum balanceto openan Balance:
$1000
Daily Minimum Balance to Earn Interest:
N/A
Monthly Service Fees:
$25
if below $1000
Swipe to Explore Products
Interest Rate:
N/A
Annual Percentage Yield:
N/A
Minimum balanceto openan Balance:
$25
Daily Minimum Balance to Earn Interest:
N/A
Monthly Service Fees:
None with monthly direct deposit / $5 per month with no direct deposit
Swipe to Explore Products
Interest Rate:
0.23%
Annual Percentage Yield:
0.23%
Minimum balanceto open:
N/A
Monthly Service Fees:
N/A
Swipe to Explore Products
Interest Rate:
N/A
Annual Percentage Yield:
N/A
Minimum balanceto open:
$1,000
Monthly Service Fees:
$10.00 if below $1,000
Swipe to Explore Products
Interest Rate:
N/A
Annual Percentage Yield:
N/A
Minimum balanceto open:
N/A
Monthly Service Fees:
$30.00
*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield. Fees may apply if transaction volumes exceed maximums. Member FDIC
Swipe to Explore Products
Interest Rate:
0.23%
Annual Percentage Yield:
0.23%
Minimum balanceto open account:
$100
Daily minimumbalance to earn interest:
N/A
Monthly Service Fees:
$7.00 if below $100
Swipe to Explore Products
Interest Rate:
0.23%
Annual Percentage Yield:
0.23%
Minimum balanceto open account:
$1,000
Daily minimumbalance to earn interest:
$1,000
Monthly Service Fees:
$15.00 if below $1,000
*Fees may reduce earnings. Interest rates may change after the account is opened. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield. Member FDIC
$.00 to $1,000.99
Swipe to Explore Products
Interest Rate:
N/A
Annual Percentage Yield:
N/A
Daily Minimum balanceto earn interest:
N/A
$1,001.00 to $10,000.99
Swipe to Explore Products
Interest Rate:
0.25%
Annual Percentage Yield:
0.25%
Daily Minimum balanceto earn interest:
$ 1,001
$10,001.00 to $50,000.99
Swipe to Explore Products
Interest Rate:
0.50%
Annual Percentage Yield:
0.50%
Daily Minimum balanceto earn interest:
$ 10,001
$50,001.00 to $150,000.99
Swipe to Explore Products
Interest Rate:
1.00%
Annual Percentage Yield:
1.00%
Daily Minimum balanceto earn interest:
$ 50,001
$150,001.00 and above
Swipe to Explore Products
Interest Rate:
1.73%
Annual Percentage Yield:
1.75%
Daily Minimum balanceto earn interest:
$ 150,001
*Minimum $1,000 to open a Personal Money Market account. Service fee of $15 per month if balance falls below $1,000.
$.00 to $1,000.99
Swipe to Explore Products
Interest Rate:
N/A
Annual Percentage Yield:
N/A
Daily Minimum balanceto earn interest:
N/A
$1,001.00 to $10,000.99
Swipe to Explore Products
Interest Rate:
0.50%
Annual Percentage Yield:
0.50%
Daily Minimum balanceto earn interest:
$ 1,001
$10,001.00 to $50,000.99
Swipe to Explore Products
Interest Rate:
1.00%
Annual Percentage Yield:
1.00%
Daily Minimum balanceto earn interest:
$ 10,001
$50,001.00 to $150,000.99
Swipe to Explore Products
Interest Rate:
1.98%
Annual Percentage Yield:
2.00%
Daily Minimum balanceto earn interest:
$ 50,001
$150,001.00 and above
Swipe to Explore Products
Interest Rate:
2.71%
Annual Percentage Yield:
2.75%
Daily Minimum balanceto earn interest:
$ 150,001
*Minimum $1,000 to open a Relationship Money Market account. A service fee of $15 per month if the balance falls below $1,000.
$.00 to $2,500.99
Swipe to Explore Products
Interest Rate:
N/A
Annual Percentage Yield:
N/A
Daily Minimum balanceto earn interest:
N/A
Monthly Service Fees:
$15.00
$2,501.00 to $25,000.99
Swipe to Explore Products
Interest Rate:
0.50%
Annual Percentage Yield:
0.50%
Daily Minimum balanceto earn interest:
$ 2,501
Monthly Service Fees:
N/A
$25,001.00 to $100,000.99
Swipe to Explore Products
Interest Rate:
1.00%
Annual Percentage Yield:
1.00%
Daily Minimum balanceto earn interest:
$ 25,001
Monthly Service Fees:
N/A
$100,001.00 to $500,000.99
Swipe to Explore Products
Interest Rate:
1.98%
Annual Percentage Yield:
2.00%
Daily Minimum balanceto earn interest:
$ 100,001
Monthly Service Fees:
>N/A
$500,001.00 and above
Swipe to Explore Products
Interest Rate:
2.71%
Annual Percentage Yield:
2.75%
Daily Minimum balanceto earn interest:
$ 500,001
Monthly Service Fees:
N/A
*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield. Member FDIC
3 Month
Swipe to Explore Products
Interest Rate:
3.44%
Annual Percentage Yield:
3.50%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
6 Month
Swipe to Explore Products
Interest Rate:
3.44%
Annual Percentage Yield:
3.50%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
9 Month
Swipe to Explore Products
Interest Rate:
3.44%
Annual Percentage Yield:
3.50%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
12 Month
Swipe to Explore Products
Interest Rate:
3.44%
Annual Percentage Yield:
3.50%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
14 Month
Swipe to Explore Products
Interest Rate:
0.30%
Annual Percentage Yield:
0.30%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
15 Month
Swipe to Explore Products
Interest Rate:
0.30%
Annual Percentage Yield:
0.30%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
18 Month
Swipe to Explore Products
Interest Rate:
2.96%
Annual Percentage Yield:
3.00%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
20 Month
Swipe to Explore Products
Interest Rate:
0.30%
Annual Percentage Yield:
0.30%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
21 Month
Swipe to Explore Products
Interest Rate:
0.30%
Annual Percentage Yield:
0.30%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
24 Month
Swipe to Explore Products
Interest Rate:
2.96%
Annual Percentage Yield:
3.00%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
30 Month
Swipe to Explore Products
Interest Rate:
0.35%
Annual Percentage Yield:
0.35%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
36 Month
Swipe to Explore Products
Interest Rate:
2.96%
Annual Percentage Yield:
3.00%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
48 Month
Swipe to Explore Products
Interest Rate:
2.47%
Annual Percentage Yield:
2.50%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
60 Month
Swipe to Explore Products
Interest Rate:
2.47%
Annual Percentage Yield:
2.50%
Minimum balanceto open account:
$500
Monthly Service Fees:
N/A
*Minimum deposit and balance of $500 required to obtain current Annual Percentage Yield (APY). Withdrawal of interest may reduce APY. Fees may reduce earnings. Early withdrawal penalty may be imposed. At maturity, the CD will automatically renew to the corresponding CD product at the current rate in effect at that time. Member FDIC.
Rates updated as of 9/13/2024.
