Privacy Policy

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number
• Account Balances
• Account Transactions
• Credit history
• Payment History
• Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Bank chooses to share; and whether you can limit this sharing.

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes - information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes - information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For non - affiliates to market to you

No

We don't share

Call (877) 821-2265 or go to https://www.myfirstbank.com/

How does First Bank protect my information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First Bank collect my information?

We collect your personal information, for example, when you:

• Open an account or apply for a loan
• Make deposits or withdrawals from your account
• Pay your bills
• Use your debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for non - affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

• First Bank affiliates includes a Real Estate Investment Trust.

Non - affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

• First Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between non - affiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include credit card companies.

For New Jersey Customers: We will not share personal information from deposit or share relationships with non-affiliates, either for them to market to you or for joint marketing, without your authorization.